Oregon’s unemployment rate is now up to 7.3%.

I had the oppurtonity to speak at the Oregon Hearing Society’s fall education seminar.  I spoke on the basics of limiting risk in a small business.  I’ve posted the outline I used for the seminar below.
The Basics of limiting liability in Business
Kevin Spence

Types of business entities

Type
Liability Protection
Tax
Ease of Use

Sole Proprietorship
None
Self-Employment
easiest

Partnership
None for general [...]

April was a bad month for businesses in the US.
More businesses filed for bankruptcy in April, 2008, than in any month since new bankruptcy laws took effect in 2005, according to a company that tracks federal court filings.

Of course this doesn’t include businesses that shut their doors and didn’t file for bankruptcy. I’m starting [...]